---
title: What if I Choose Not to Use Bank Products?
description: If you decide not to use the bank product options when filing your tax return with Taxx Savage, you'll be responsible for an upfront Service Bureau Fee that must be paid before your return is submitted to the IRS.
---

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# What if I Choose Not to Use Bank Products?

If you decide not to use the bank product options when filing your tax return with Taxx Savage, you'll be responsible for an **upfront Service Bureau Fee that must be paid** before your return is submitted to the IRS.

**How to Make the Payment**

1. **Access the Client Hub:** You can find the link to make the payment within the Hub.
2. **Follow the Instructions:** The portal will guide you through the secure payment process.

**Why Upfront Payment?**

Requiring upfront payment is a standard practice for some tax preparers. It ensures that they are compensated for their services, and Taxx Savage is compensated before transmitting the  return. While bank products offer an alternative, upfront payment is a common choice.

**Your Options**

The decide to use bank products or opt in for upfront payment is entirely yours. Both options are available to accommodate your preferences and financial situation.

**We're Here to Help**

If you have any questions about payment options, bank products, or any other aspect of our tax preparation services, please don't hesitate to contact us. We want to ensure you have all the information you need to make the best choice for your tax needs.

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